What's inside
The most important factor in your retirement planning is understanding the federal retirement system and benefits. The more you know, the better the result.
Our brand new 2025 FERS Retirement Planning Guide contains the very latest critical information on your retirement benefits and is stated clearly to help you take full advantage of opportunities and avoid costly mistakes.
This reference guide clarifies important topics such as the retirement planning process, maximizing and calculating your annuity, the role Social Security plays, as well as health insurance, life insurance and the TSP.
Included in this FERS Retirement Guide for 2025:
- Annuity Calculation
- Retirement eligibility
- Early Retirement
- Health insurance coverage – FEHB / PSHB
- FLTCIP Longterm Care
- Special Retirement Supplement
- Leaving service before retirement eligibility
- Service Computation Date
- MRA +10
- Catch-62
- Sick leave conversion
- Redeposits
- Key retirement terms you need to know
- Social Security and the Thrift Savings Plan
- Eligibility requirements
- Different retirement types (regular, early, deferred, special disability)
- Credit for military service
- Deposits and redeposits
- Cost of living adjustments – COLAs
- The effect of divorce on annuities
- Social Security
- The Thrift Savings Plan
- Special retirement (law enforcement, air traffic controller, etc.)
- Annuity taxes
- Annuity reductions
- Survivor benefits and elections
- And much more!
