Retirement & Financial Planning Report

The inspector general’s office at OPM has said that access it gained last year to data in the Treasury Department’s …More

In a perfect world, you would decide to retire and exactly when, long in advance of actually doing it, giving …More

How can you prepare your children to handle the investment assets they’ll eventually inherit? One strategy is to have them …More

The SSA has said it has finished making back payments and increasing ongoing benefits under the law repealing the former …More

Most federal retirements are voluntary, with employees retiring on an immediate, unreduced annuity after they meet one of the required …More

Deciding how to title your assets can be complicated. Nevertheless, you should take the time and effort to make the …More

The trend toward claiming Social Security benefits at ever-later ages has been even steeper than has been commonly reported, a …More

Life insurance may play a vital role in an estate plan because insurance proceeds can be counted on to provide …More

Many estate plans include trusts that take effect after death. With any type of trust, it’s up to the trustee …More

In 1985, I started my career with the federal government. At that time, there was no Thrift Savings Plan (TSP). …More

Many federal employees have learned recently, or might be yet to learn, that the federal government is not necessarily the …More

If you’re planning to retire, however near or far ahead that day may be, you’ll need to understand your “high-3,” …More

The SSA says it has processed benefits increases to 94 percent of the 3.2 million people affected by the law …More

Mid-year is a critical checkpoint for federal employees considering retirement, especially with the traditional end-of-year retirement surge just six months …More

Creating a will is one of the most important steps you can take to protect your family, clarify your wishes, …More

For federal employees planning retirement under the Federal Employees Retirement System (FERS), one of the most discussed—and misunderstood—topics is the …More

The GAO has said that the employment picture for older workers—as well as their financial stability—are now about the same …More

If you have a spouse and/or dependent children, understanding what happens in the event of your death is critical. Survivor …More

When you draft your will, you should name an executor. It will be up to your executor to handle all …More

Let’s look at how to pick a retirement date that increases the dollar value of your annuity. Your annuity computation …More

Federal retirement applications have spiked recently, with the number of applications reaching OPM in May hitting levels typically seen only …More

There are big differences between being employed and retired. I’m not talking about obvious ones, like no longer needing to …More

Many types of assets ask you to name a beneficiary. They include IRAs, life insurance policies, annuities, payable on death …More

This year there will be well over 100,000 Federal Employees taking retirement from the various Deferred Retirement Buyout Programs.   There will …More

The TSP has added details to previously announced changes regarding the available lifecycle L funds and an upcoming option for …More

When it comes to your FERS pension, understanding the key factors that impact your retirement benefit is crucial for making …More

One of the least understood aspects of federal retirement policy involves capturing credit for military service after 1956. The military …More

The provision of federal retirement law requiring that cost-of-living adjustments for FERS employees be lower than those for CSRS employees …More

When you retire you’ll have to make some decisions about life and health insurance coverage, assuming that you are enrolled …More

Any trust created while the grantor is alive is a “living trust” but the term is often used to describe …More