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Friday, August 1st, 2025
Federal Employee Handbooks

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Protecting Your Rights to a Deferred Annuity

Published: July 29, 2025

It’s a fact of life that many people work for a number of years in a job and, for one …More

Top 10 Provisions in the Big Beautiful Bill of Interest to Federal Employees

Published: July 23, 2025

With President Trump’s signature on July 4, 2025, the One Big Beautiful Bill Act (OBBBA) became law. Federal employees should …More

Getting Your Official Personnel Folder in Order

Published: July 15, 2025

Making sure your records are in order is a big part of retirement preparation, and it’s never too early to …More

The Gift of Annual Leave for Federal Employees

Published: July 1, 2025

Annual leave is one of the most important benefits provided to federal employees. The amount you earn is based on …More

Reviewing Your Early-Career Benefits Decisions

Published: June 24, 2025

When you were first hired by the government, you immediately had a number of decisions to make about your benefits. …More

How Social Security is Different for Federal Employees

Published: June 16, 2025

For most federal employees, Social Security is a significant part of retirement planning, but it isn’t always as straightforward as …More

Federal Retirement Benefits for Those with Short Service

Published: June 10, 2025

I often write about employees who are planning to complete a full career in the federal service. However, some of …More

Recapturing Credit after Withdrawing Retirement Contributions

Published: June 3, 2025

If you are leave the government, withdraw your retirement contributions, and then return to work for the government, your eventual …More

Understanding FEDVIP: the Federal Employees Dental and Vision Program

Published: May 27, 2025

The Federal Employees Dental and Vision Insurance Program (FEDVIP) offers employees, annuitants, and certain family members expanded dental and vision …More

How to Plan for FERS Supplement & High-3 Changes

Published: May 20, 2025

Planning for retirement as a federal employee can be a complex process, especially when considering the nuances of the Federal …More

Is Early Retirement for You? Check the Rules

Published: May 13, 2025

Early retirement is a siren call for many federal employees. It conjures up a vision of getting a quick retirement …More

What to Do as a Federal Employee if Your Spouse Passes Away

Published: May 2, 2025

The loss of a spouse is one of the most emotionally devastating events anyone can experience. For federal employees, grief …More

What’s in a Lump-Sum Payment of Unused Annual Leave

Published: April 29, 2025

If you leave government, you’ll receive a lump-sum payment for all your accrued annual leave. That’s true whether you resign, …More

Understanding Leave Without Pay

Published: April 22, 2025

Leave without pay (LWOP) is a temporary absence from duty that you have the right to request. While the approval …More

sick leave federal

Basics of Sick Leave for Federal Workers – How to Earn and Use

Published: April 15, 2025

Along with annual leave, sick leave is a very valuable benefit for federal employees, providing paid, job-protected time off for …More

A Primer on Annual Leave, One of the Best Federal Benefits

Published: April 8, 2025

I probably don’t have to tell you that annual leave is one of the best benefits of federal employment. But …More

Computation Date: The Difference Between RSCD and SCD and Where to Find Them

Published: April 1, 2025

When planning for retirement as a federal employee, understanding the difference between your Service Computation Date (SCD) and your Retirement …More

The FEHB Program in Retirement

Published: March 4, 2025

The three basic elements of the Federal Employees Health Benefits program are who can enroll, how much it costs, and …More

What Federal Benefits Can My Spouse, Children, Parents Inherit

Published: February 19, 2025

As a federal employee, you’ve worked hard to earn benefits that provide financial security for you and your family. But …More

Getting the Best Insurance Coverage as a Federal Employee

Published: February 4, 2025

Federal employees enjoy access to a variety of insurance options designed to meet their unique needs. These include the Federal …More

Deferred and Postponed Annuities Under CSRS and FERS

Published: January 28, 2025

Updated: Most federal employees retire when they have the right combination of age and service to do so. However, there …More

Deposits to Capture Credit for Military Service

Published: January 5, 2025

Federal employees with military service time: Attention! If you served in the armed forces and will be eligible for Social …More

2025 By the Numbers: Social Security and Full Retirement Age

Published: December 23, 2024

Your Social Security Full Retirement Age (FRA) is an age set by Social Security, and it varies based on your …More

What Happens after You Submit Your Retirement Application

Published: December 16, 2024

Once you separate from your agency, it will begin the process of getting your retirement application to OPM. If it …More

Want to Un-Retire? Returning to Work for the Government

Published: December 10, 2024

I’ve written a lot about all the things that go on from the time you decide to retire until you …More

Crucial Last Checks before Retiring

Published: December 3, 2024

Leaving with style not only makes a good impression on those you leave behind, but it also means that you …More

11 FAQs: Open Season & PSHB/FEHB Switchover

Published: November 29, 2024

Updated: If you’re a post office employee or retiree, you’re probably aware by now that all USPS employees and retirees …More

Retiring With Style After a Federal Career

Published: November 26, 2024

Congratulations to those of you who have decided to retire. Now it’s time to focus on the final steps, including …More

Is 2025 the Year to Open an HSA?

Published: October 29, 2024

There tends to be a lot of confusion between Flexible SPENDING Accounts (FSA) and Health SAVINGS Accounts (HSA). While both …More

USPS Medicare Part B will Have a Big Financial Impact

Published: October 25, 2024

As you may have heard by now, major changes are coming to Post Office health insurance plans in 2025 as …More

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Forum
Questions forum

Retirement & Financial

  • New Access to Data Aids Probes into Fraud against Federal Retirement Program, Says Report

    The inspector general’s office at OPM has said that access it gained last year to […]

  • Retiring on Short Notice

    In a perfect world, you would decide to retire and exactly when, long in advance […]

More in Retirement & Financial

TSP

  • Should My TSP Investments Change at Retirement?

    As you approach retirement, one of the most important financial questions federal employees face is: […]

  • Max Out Your TSP Before You Pursue Other Retirement Savings

    What did we do for retirement savings before the Thrift Savings Plan made its debut […]

View TSP chart

Retirement Benefits

  • Can Returning to Federal Work Boost Your Annuity?

    If you’re a federal retiree considering a return to government service, it’s worth knowing that […]

  • Providing Benefits to a Spouse Married after Retirement

    If you marry after federal retirement you may elect to provide a survivor annuity but […]

More in Retirement Benefits

Financial & Estate Planning

  • Give me Shelter: Protecting Your Spouse’s Inheritance

    Assets left to a surviving spouse avoid estate tax, no matter how large the bequest. […]

  • Set Goals First, Then Make an Estate Plan

    Estate planning is more than tax planning. Beyond finances, you should have goals for your […]

More in Estate Planning

Retirement Policy

  • Discontinued Service vs. Deferred Retirement

    While the majority of those who retire from the government do so voluntarily and with […]

  • Federal Retirement Has No ‘Terminal Leave’ Provision

    Some federal employees would like to put in retirement papers and then go on annual […]

More in Retirement Policy

Taxes & Insurance

  • FEGLI Can Change Along with Your Family Situation
    fedweek.com: fegli life insurance coverage and changes

    Coverage levels typically change little for federal employees under the FEGLI life insurance program, which—unlike […]

  • Taking a Fresh Look at Your Life Insurance

    If you still have a life insurance policy you bought more than 10 years ago, […]

More in Taxes & Insurance
TSPL IncomeL 2020L 2030L 2040L 2050G FundF FundC FundS FundI Fund
Jun1.57%%3.00%3.51%3.95%0.37%1.54%5.08%5.40%3.73%
YTD4.55%%7.17%8.06%8.79%2.22%4.02%6.18%2.11%18.69%
10yr4.68%%7.82%8.69%9.41%2.65%1.88%13.62%9.22%6.78%
View TSP chart
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